Achievement Gaps - 1012 Words

Achievement Gaps Reading, writing and the ability to solve simple mathematical problems are a part of the necessary tools needed to survive in America. Consequently, such learning tools are used numerous times throughout the day without recognition. However, reading, writing and basic knowledge of mathematical problems are not equally achieved by all social groups. It is clear that education plays a major role in the future of an individual, yet there are achievement gaps between Black, White and Hispanic groups. Unfortunately, minority groups are not meeting the standard scoring according to statistics. White groups are exceeding Black and Hispanic groups in reading, writing, and mathematics. There are a vast number of reasons for†¦show more content†¦For instance, the gap in reading in 2007 between Black and White groups was significant in 44 states, in grade four. However, in 1999 to 2004 the gap for the age nine, in reading, was lower for a longer term than any other per iod. In the mathematic department, Black groups have grown significantly in 2005, while the White counterpart’s scores have not changed. Thus, causing the gaps between White and Black groups to be narrower in 2005. In 2005, Whites had a twenty-seven point lead over Blacks. The gap point gap in 2007 remained almost the same, with Whites having a twenty-six point lead in reading over Blacks. The reasons for the achievement gaps between Black and White groups are based on family income, social status, and poor schools. The conflict perspective best describes the achievement gaps for blacks and Hispanics. According to this conflict perspective, there is a constant struggle between the dominant group (whites) and the subordinate groups (blacks and Hispanics). Those that are a part of the dominant group have economic and political control. The subordinate group is often left ignored and ridiculed for having a lower status by the subordinate groups. Those who support the conflict theory also believe that the subordinate group is stereotyped as lazy and lack the knowledge and/or desire to narrow the gap between blacks, Hispanics and whites; that is subsequently known as â€Å"blaming the victim†. Overall, the subordinate group is viewedShow MoreRelatedThe Gap Of The Achievement Gap917 Words   |  4 Pages The achievement gap is the education gap between the performance group of students in which these groups are usually defined by their social status, race or gender. The education experts proved that this gap had a negative impact on the students of the new generation as most of them tend to believe that this gap couldn t be changed and that their life success and learning will be depending on their social status, race or gender. This gap not only affects students, but also affects everyone in theRead MoreThe Achievement Gap1119 Words   |  5 Pagesthe education sector, the achievement gap delineates the observed disparity in school performance among student groups. This gap is manifested in measures such as test scores, grades, college completion and dropout rates, and selection of courses. Within the U.S. context, the achievement gap has often been used to refer to the worrying performance disparities between Latinos and African-Americans on one hand and their non-Hispanic white counterparts on the other. The gap also describes academic differencesRead More Achievement Gap Essay1447 Words   |  6 PagesThe achievement gap is defined as the disparity between the performance groups of students, especially groups defined by gender, race/ethnicity, ability and socio-economic status. The achievement gap can be observed through a variety of measures including standardized test scores, grade point averages, drop out rates, college enrollment and completion rates. The Black-White achievement gap is a critical issue in modern society’s education system. Although data surrounding the issue clearly indicatesRead MoreAchievement Gap with Minorities753 Words   |  3 Pagesabout achievement gap is broached, it is often offensive towards minorities. Mainly because it implies that you’re acknowledging the fact that there is and achievement difference among their race and Whites. Personally I have no problem with the term because it is factual. It’s what school officials are not doing to close this gap that i have a problem with The achievement gap is sustained by poor school management and teaching—not o ther social or cultural factors. In order to close this gap amongRead MoreThe Achievement Gap Of Education905 Words   |  4 Pagesâ€Å"Achievement Gap.† These are two of the most powerful and controversial words in the educational field today. Professionals use the term achievement gap to refer to the differences in performance, whether it be test scores, attendance, drop-out rates, graduation rates, etc., amongst the various student populations in education. There have been many educational policies and reforms in an attempt to narrow the achievement gap amongst the various ethnic groups namely, â€Å"No Child Left Behind† (NCLB)Read MoreThe Segregation Of The Achievement Gap1837 Words   |  8 PagesThe Camouflaged Segregation of the Achievement Gap in the United States Education System The first public school in the United States opened in Boston in the year of 1821. By the end of the 19th century, public secondary schools began to outnumber private ones. Nevertheless, the education system started with many flaws. One of the biggest problems of the public educational system is that, although it gave the less advantaged an opportunity to learn, it did so in a segregated way. When we talk aboutRead MoreAchievement Gap Between The Educational Performance Gap931 Words   |  4 PagesAchievement gap refers to the difference between the educational performances of different groups of students (Hidden Curriculum, 2014). While this is still a common problem in society, many educators are trying to close the gap and get all students on the same page for success. It is important to know not only the types of achievement gaps faced within schools, but also how they can be handled effectively. One common achievement gap is that of upper-class majority students versus lower-c lass minorityRead MoreEducation And Academic Achievement Gap1304 Words   |  6 Pagesstudents. Many people believe that schools should focus on excelling on standardized testing, such as state tests and college entrance exams, and lowering the academic achievement gap. After all, these examinations are major factors in students’ future decisions and schools’ academic success greatly affects their overall achievement. Focusing on standardized testing is important; however, basic courses—such as English, mathematics, and science—are not the only subjects that are beneficial when preparingRead MoreThe Black White Achievement Gap1462 Words   |  6 PagesAfrican American students in an affluent, suburban district have not successfully closed the achievement gap. These students’ are generally lower performing that whites and Asians and sometimes lower than Hispanic and/or socio-economically disadvantaged. According to Sohn (2012) the phenomenon of the black white achievement gap has returned. Slaven and Madden (2006) assert â€Å"The gap in academic achievement between African American (as well as Latino) children and their White peers is arguably theRead MoreThe Achievement Gap Is Difficult For Children2305 Words   |  10 PagesMarkese Jones Mr. Hance AP Writing Lab 10 February 2015 The Achievement Gap The achievement gap is difficult for children just entering school because the bar has already been set to where some of those children are going to land. At the age of three, children of people with careers have vocabularies that are nearly 1.5 times greater than

Rhetorical Analysis Of `` What The Hell Is Water `` By...

Famed American author David Foster Wallace gave a commencement speech to Kenyon College’s graduating class of 2005. Most commencement speeches focus on graduates’ accomplishments as well as give general life advice. Wallace’s presentation follows this pattern at first, congratulating the students on getting their diplomas. However, most of his speech is dedicated to the idea of thinking beyond ourselves. Throughout the speech, Wallace argues we should live with empathy through his use of humor and appeals to the audience’s empathy. The introduction quickly introduces the humorous tone found throughout the piece with his use of anecdotes. In the opening anecdote, two young fish fail to recognize that they are surrounded by water. By juxtaposing the academic setting with the fish exclaiming â€Å"what the hell is water?† the speaker creates humor with the fish’s unexpected colloquialism. Furthermore, Wallace connects the irony of the fish anecd ote with the that of most adults, who are unable to see what really matters in life just as the fish can not see the water that encompasses them. The speaker follows this story with another about an atheist and a theist arguing about the existence of God. By refusing to see the other’s perspective, Wallace shows the humor in their rigid belief systems. The speaker also pokes fun at his liberal arts audience by asking why they accept both men’s position without questioning their rationale for doing so. By doing so, Wallace displays audienceShow MoreRelatedEssay about Wallace Rhetorical Analysis1393 Words   |  6 PagesA Rhetorical Analysis of â€Å"This is Water† If one were to try to imagine a world without air, then it would certainly be very different than the world as humans know it. Since air is essential to the livelihood of most life on Earth, it could be considered an â€Å"important reality.† In David Foster Wallace’s commencement speech, â€Å"This is Water† to the 2005 graduating class of Kenyon College, Wallace states that â€Å"the most obvious, ubiquitous, important realities are often the ones that are the hardestRead MoreDeveloping Management Skills404131 Words   |  1617 PagesOrganizational Behavior that helps you actively study and prepare material for class. Chapter-by-chapter activities, including built-in pretests and posttests, focus on what you need to learn and to review in order to succeed. Visit www.mymanagementlab.com to learn more. DEVELOPING MANAGEMENT SKILLS EIGHTH EDITION David A. Whetten BRIGHAM YOUNG UNIVERSITY Kim S. Cameron UNIVERSITY OF MICHIGAN Prentice Hall Boston Columbus Indianapolis New York San Francisco Upper Saddle River Amsterdam

Investment Analysis and Portfolio Management †Free Samples

Question: Discuss about the Investment Analysis and Portfolio Management. Answer: Introduction: The overall assignment mainly depicts the use of adequate financial derivatives by portfolio managers to improve they all return from investment. Financial derivatives mainly comprises of 4 different types which allow it get investors to increased exposure in the market. The use of derivative mainly helps investors in hedging their overall exposure in the capital market.These derivative options also allow investors and Portfolio managers to adequately apply relevant investment theories and make exponential gains. The whole assignment mainly evaluates under hypothetical situation where all the four different types of the derivative instrument is evaluated and analysed. Lastly, the overall recommendation for portfolio managers, which could help in improving the overall give ability to increase profits by using different derivative instruments. Describing the four major financial derivatives used in portfolio management: There are different types of financial derivatives, which could be used by portfolio management these derivatives are depicted as follows. Forward contract derivative: Forward contracts derivatives are mainly identified as its simplest form of decorative instrument, which are applicable only for today. This is one of the oldest forms of contract, which are conducted by investors to hedge or control losses in future. The forward contract is mainly an agreement, which is made between two parties regarding sale of a product or instrument in later date. This instrument was widely used before the invention of future contracts.Many investors are still using the forward contracts effectively until day to conduct adequate exposure in the market. Berezhnoy et al. (2014) stated that forward contracts are mainly conducted between two parties or counterparties, where there is no exchange responsible for the transaction. On the other hand, Bodie (2013)argued that use of future contracts does not allow oroblige the other party to keep commitment regarding the contract. Details of the forward contracts can be kept secret from the public, as it is not mandatory to provide relevant details regarding the transaction. Forward contract mainly allowed investors to effectively control the rising prices and reduce any kind of losses, which might income from volatile capital market. Forward contract are currently used in currency exchange, which are conducted by the bank (Dutta 2016). Example of a forward contract: Particulars Value Value AUD payment 1,000,000 Current AUD/USD Rate 0.75 = 1,000,000 * 0.75 = 750,000 Forward Contract Rate 0.73 = 1,000,000 * 0.73 = 730,000 Expected AUD/USD Rate 0.72 = 1,000,000 * 0.72 = 720,000 Reduction in losses 10,000 A firm using AUD USD rate for reducing any kind of volatility in the exchange market for the payment that needs to be converted in USD.The overall use of forward contract mainly helps in reducing the losses by $10,000. This was made possible by using the forward contract, which fixed the overall exchange rate and reduced any kind of risk that may be faced by the person exchanging the payment. This mainly helps investors to fix their overall exchange rate, which help in reducing any kind of risk from capital market (Fat and Pop 2015). Future contract derivative: Future contracts are a viable transaction, which is conducted with the help of an exchange and allows investors to make adequate investment decisions.This type of contract is mainly similar to forward contracts where sale of a particular commodity is conducted on a specified future date. However, the prices of that commodity are fixed in the current date, which helps in reducing any kind of price volatility that might think in later date. Future contracts use exchanges and are conducted through a medium, which allows and obliges different parties to fulfil their part of the bargain (Frino, Mollica and Webb 2014). Future contracts conducted on a pre designed format, which needs to be followed by an investor while conducting investments and transaction. Furthermore, the future contracts mainly follow a daily settlement contract format, where all the gains and losses are realised on the given day after commencement of the trading day. In future contracts buyers and sellers does not form any kind of contract enter or enter in an agreement, they simply transact with the exchange. Thus, exchange is mainly responsible for all the transactions conducted under the future contracts and is liable to pay the parties. Example of a future contract: Particulars Value Value Buying Gold 100 ounce Current Gold price 1258.63 = 100 * 1258.63 = 125,863 Future contract 1265 = 100 * 1265 = 126,500 Expected Price 1350 = 100 * 1350 = 135,000 Reduction in losses 8500 From the overall evaluation of Future contracts example it would be understood that reduction of $8,500 worth of value in Gold buying bus conductor.This reduction was mainly achieved by using a futures contract, which help in locking the current prices of the gold and allowed investors to effectively reduce extensive losses in buying the gold commodity.This type of extensive used mainly allows investors to effectively improve their current financial exposures in the market (Hou 2017). Option contract derivative: Option contract derivative is the third option, which is used by investors to effectively Hedge the exposure in the capital market. The option contract mainly allows investors effectively hedge against any kind of future volatility that might be expected by them. There is simply two types of options, which are used extensively by investors first is the call option second is the put option. Call option is mainly a right, which allows investor to buy something at later date at a given price (Johnson 2015). However, put option mainly allows investors to sell something at later date at a given price. Furthermore, option contract provides an effective choice to the traders as they could conduct the trade in future date or not. This relevant choice mainly allows investors to effectively speculate the market and reduce any kind of extensive losses, which might be conducted during the investment Period. The option contract is mainly conducted with the help of an exchange, as adequate measures need to be taken when option trades are conducted. Option trades mainly allow investors to increase their exposure in the market with relevant small premium provided by them. The investor at the cost of the premium could ignore any losses that might incur in future. Currently option contracts at high demand among investors, as it allows them to produce any kind of risk and increase their investment capacity. Option contracts is conducted based on prices related to a certain instrument, these options are conducted based on future price volatility to increase their gains from investment. The main expense, which is incurred by the option contractors, is the premium amount that they are charged for exercising the trades. The use of premium amount mainly allows investors to reduce the overall capital blockage, which were previously conducted in future contracts and help to increase their investment capacity. Khumawala, Ranasinghe and Yan (2016) argued that due to the option trading system speculators and novice traders are able to inflate and create volatility in the market, which in turn reduces market efficiency. Example of a option contract: Particulars Value Value Selling shares of Apple 1000 Buying Put Option Current price 152.96 1000 * 152.96 = 152,960 Strike price 150 1000 * 150 = 150,000 Premium 5 1000 * 5 = 5,000 Expected Price 140 1000 * 140 = 140,000 Actual Price 149 1000 * 149 = 153,000 Reduction in losses 145,000 -149,000 = 4000 loss According to the example portrayed in the above table, option price of Apple did not follow to the relevant speculation of $140. This mainly increased the losses of the investor my $4,000 as the investor invested in a strike price on $150 and premium of $5. This mainly indicated that prices of Apple went below $145 then the investor could get good return from investment. Thus, the price only went down by 149 dollars, which resulted in a loss of $4,000 by the investor. If the investor does not choose to take the trade then he has to pay premium of $5,000, which is greater than the loss that was incurred (Lievenbruck and Schmid 2014). Swaps derivative: The most complicated type of contract in derivative is the swap contract, which involves adequate speculation and relevant research before conducting the trade. Swap derivatives are mainly conducted on different participants where one investor uses the fixed rate for a floating rate interest to increase its overall gains from investment. The swap trades allow investors to swap interest rates and underlying currency for increasing the overall financial income. With the help of swap trades companies are able to avoid foreign exchange rates, which might hamper the overall return from investment.Swap trades mainly conducted by private contractors to negotiate between two parties to get the relevant benefit from the spread (Neuberger 2016). Swap trades are mainly conducted by investment bankers between the two parties, as it helps in reducing any kind of risk from investment.However, swap trades mainly increase the overall risk from currency exchange rate, which might hamper and reduce an y kind of income that might be generated from the investment. Amount to be invested 100,000 Interest rate 1st country Interest rate 2nd country Exchange rate 4 0.25 Savings 8% 3% Loan 9% 4% Invested amount 400,000 Interest received 32,000 Converted to 2nd country 8,000 Invested amount 100,000 Invested paid 3,000 Total income 5,000 From the overall evaluation of the example, it could be understood that Investment in first country could eventually help in gaining interest of 32000, which converted to 8000. In addition, a loan in second country code eventually attracts a payment of 3000,which will make a total income of 5000 for the investor. This type of seed is mainly identified as a swap trade, which is conducted by companies and investors to increase their overall investment (Norden, Buston and Wagner 2014). Analysing the desirability of using in derivatives in hypothetical situations with adequate critics: After the overall evaluation of the four different types of derivative instruments option contract and futures contract is mainly identified, as the most viable investment option. As this will allow investors to conduct trades without any relevant risk. Thus, the hypothetical situations in the above examples mainly depicts that use of option trading and future trading could eventually help investors in making investment decisions and effectively conduct trades in the market (Pinzur 2016). However, forward contracts are elements used in the market, which should be avoided, by investors and Portfolio managers in their portfolio construction. In addition, swap trades also be avoided by the portfolio managers, as it only comprises of swap interest rates, which is a complicated endeavour conducted by companies. Thus, the use of future and option contracts could eventually help a portfolio manager to conduct and deliver the required rate of return from the investment. Recommendations and Conclusions: After the overall evaluation of the assignment, it could be understood that derivative contracts allow investors to adequately invest in the market. Investors to conduct relevant transactions in the market mainly use the derivative instruments such as forward, future, option, and swap contracts. However, the use of future and option contracts is relevantly higher in the market as it provides an effective measure for all the investors to increase their profitability. Therefore, it could be understood that the use of option contracts is mainly and adequate investment instrument, which could help investors in conducting high end trades. Thus, portfolio managers needs to use option and future contracts to effectively conduct and prepare their portfolios and obtain the relevant return from investment. References Berezhnoy, V.I., Berezhnaya, E.V., Berezhnaya, O.V., Telnova, N.N., Ostapenko, E.A. and Shatalova, O.I., 2014. Methodology of application of the systematic and derivative analysis of the conditions of the local raw materials market development.Life Sci. J,11(8), pp.600-602. Bodie, Z., 2013.Investments. McGraw-Hill. Dutta, A., 2016. A Comparative Study of Efficiency of the Market-The Pre and Post Derivative Trading Period in India. F?t, C. and Pop, F., 2015. The Evolution of OTC Interest Rate Derivative Market: The FRA Case.Procedia Economics and Finance,32, pp.1154-1162. Frino, A., Mollica, V. and Webb, R.I., 2014. The Impact of Co?Location of Securities Exchanges' and Traders' Computer Servers on Market Liquidity.Journal of Futures Markets,34(1), pp.20-33. Hou, Q., 2017. Research on the Development of Derivative Products of Comic and Animation Advertising Video of Local Characteristic Culture.DEStech Transactions on Social Science, Education and Human Science, (icsste). Johnson, C.A., 2015. Moving from Soft Law to Hard Law in the Derivative Area: A Case Study.The Changing Landscape of Global Financial Governance and the Role of Soft Law, p.258. Khumawala, S., Ranasinghe, T. and Yan, C.J., 2016. Why hedge? Extent, nature, and determinants of derivative usage in US municipalities.Journal of Accounting and Public Policy,35(3), pp.303-325. Lievenbrck, M. and Schmid, T., 2014. Why do firms (not) hedge?Novel evidence on cultural influence.Journal of Corporate Finance,25, pp.92-106. Neuberger, A., 2016.Role of risk management in the oil and gas industry: the effect of derivative contracts used to manage oil and gas price risk on stock price sensitivity in the oil and gas industry during a period of declining oil and gas prices. Norden, L., Buston, C.S. and Wagner, W., 2014. Financial innovation and bank behavior: Evidence from credit markets.Journal of Economic Dynamics and Control,43, pp.130-145. Pinzur, D., 2016. Making the grade: infrastructural semiotics and derivative market outcomes on the Chicago Board of Trade and New Orleans Cotton Exchange, 18561909.Economy and Society, pp.1-23. Rauterberg, G.V. and Verstein, A., 2014. Assessing transnational private regulation of the OTC derivatives market: ISDA, the BBA, and the future of financial reform. Rifai, N., Syaukat, Y., Siregar, H. and Gumbira-Sa-id, E., 2015. Factors affecting increased export of Indonesian palm oil and its derivative products to the United States of America market.Journal of ISSAAS (International Society for Southeast Asian Agricultural Sciences),21(1), pp.137-146. Roukny, T. and Battiston, S., 2014. A network analysis of the evolution of the German interbank market. Salazar, M., 2014. Swapping More than Regulations: Reexamining the Goals of the Dodd-Frank Act and the European Market Infrastructure Regulation on Over-the-Counter Derivative Markets.Sw. J. Int'l L.,21, p.217. Sharma, P., Lee, S., Guo, T., Irwin, D. and Shenoy, P., 2015, April. Spotcheck: Designing a derivative iaas cloud on the spot market. InProceedings of the Tenth European Conference on Computer Systems(p. 16). ACM. Takino, K., 2016. An Equilibrium Model for an OTC Derivative Market under a Counterparty Risk Constraint.

The Republic Of Pakistan Essays - Dominion, Political Geography

The Republic of Pakistan Dominion Republic (Speech) Thank You, ladies and gentlemen. Now, we, The Republic of Pakistan, as we feel it is our sole duty to do so, would hereby like to take the opportunity to affirm and acknowledge the statements ejaculated by The Dominion Republic. First, we would like to state the present situation of Brazil: Brazil is in trouble! Economic crisis are just too much. Social distress is also pondering amongst the citizens. Dreams of a golden future have now practically run out. It is in so much trouble, that it holds the world largest foreign debt of $130 (Yes, one hundred and thirty), BILLION dollars! Ladies and gentlemen, there are numerous upon numerous examples which we can share with you to clarify how Brazil's economy is, to put it bluntly, IN THE PITS! But, you and I have already heard enough examples we need from The Dominion Republic themselves. It is no doubt that the government of Brazil is lacking in practically every respect. SOMETHING MUST BE DONE! We can not let this continue yet further, as it will then be even more difficult to come out of it later. Here is what the Dominion Republic purpose: To put a price freeze on all goods and services. What this would do, is result in a decrease of Brazilian inflation hence, saving the economy. This must be done! Ladies and gentlemen, there is a solution to every problem, unfortunately, the Brazilian government does not seem very interested in the remedies. HOWEVER, we, The Republic of Pakistan, feel that the opportunity should be given to The Dominion Republic to help assist in the damaged society. One may ask, why is Pakistan interested in such a resolution? Well, we know how governments are. They are interested PURELY IN THEMSELVES! The Brazilian government is just like the Kashmir government (but that's another speech). They do what he want, and do NOT give a 2 cents about the public. We know where The Dominion Republic is coming from, and we express our concern as such. So, please, ladies and gentlemen: Acknowledge the lack of decency the governments posses, and help us rise from this disaster; only with the help of the United Nations, can we overcome this dilemma. I thank you, ladies and gentlemen, for listening to us thus far. And I also hope that you understand and acknowledge our concern, as well as the concern of The Dominion Republic. All our intentions are laid our clearly, we only hope that you will allow The Dominion Republic the opportunity to prove ourselves. Thank You.